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RATE OF INTEREST FOR HOME LOAN (wef 20.02.2024)(UCO Float 9.30%)
CIBIL SCORE RATE OF INTEREST BUSINESS STRATEGIC DISCOUNT EFFECTIVE RATE #
CIBIL ≥ 825
(UCO Super Platina Customers)
9.30% 0.95% 8.35%
800 ≤ CIBIL ≤ 824
(UCO Platina Customer)
9.35% 0.95% 8.40%
750 ≤ CIBIL ≤ 799
(UCO Premia Customer)
9.45% 0.95% 8.50%
700 ≤ CIBIL ≤ 749
(UCO Optima Customers)
9.70% 0.95% 8.75%*
650 ≤ CIBIL ≤ 699 10.40% 0.95% 9.45%
600 ≤ CIBIL ≤ 649
(individuals maintaining salary account with us)
10.00% 10.00%
0,-1 OR<300
(NEW TO CREDIT)
10.10% 0.95% 9.15%**
* Concession of 0.10% is allowed to salaried customers if maintaining salary account with our bank
**Concession of 0.15% is allowed to salaried customers if maintaining salary account with our bank.
# Concession of 0.05% applicable when property owned by woman(singly or jointly).Woman to be first applicant.

 

 

Interest Rate Linked with Repo rate.

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