UCO Realty

RATE OF INTEREST FOR HOME LOAN (wef 20.02.2024)(UCO Float 9.30%)
CIBIL SCORE	RATE OF INTEREST	BUSINESS STRATEGIC DISCOUNT	EFFECTIVE RATE #
CIBIL ≥ 825 (UCO Super Platina Customers)	9.30%	0.95%	8.35%
800 ≤ CIBIL ≤ 824 (UCO Platina Customer)	9.35%	0.95%	8.40%
750 ≤ CIBIL ≤ 799 (UCO Premia Customer)	9.45%	0.95%	8.50%
700 ≤ CIBIL ≤ 749 (UCO Optima Customers)	9.70%	0.95%	8.75%*
650 ≤ CIBIL ≤ 699	10.40%	0.95%	9.45%
600 ≤ CIBIL ≤ 649 (individuals maintaining salary account with us)	10.00%		10.00%
0,-1 OR<300 (NEW TO CREDIT)	10.10%	0.95%	9.15%**
* Concession of 0.10% is allowed to salaried customers if maintaining salary account with our bank
**Concession of 0.15% is allowed to salaried customers if maintaining salary account with our bank.
# Concession of 0.05% applicable when property owned by woman(singly or jointly).Woman to be first applicant.

Interest Rate Linked with Repo rate.

CIBIL Score