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RATE OF INTEREST FOR HOME LOAN (wef 21.12.2022)(Uco Float 9.15%)

CIBIL SCORE

LTV RATIO

RATE OF INTREST

BUSINESS STRATEGIC DISCOUNT

EFFECTIVE RATE

≥ 750

≤ 80%

UCO Float Rate

0.55%

8.60%

>80% & ≤ 90%

UCO Float Rate + 0.10%

0.55%

8.70%

≥700 & ≤ 749

≤ 80%

UCO Float Rate + 0.20%

0.55%

8.80%

>80% & ≤ 90%

UCO Float Rate + 0.30%

0.55%

8.90%

≥650 & ≤ 699

≤ 80%

UCO Float Rate + 0.55%

0.40%

9.30%

>80% & ≤ 90%

UCO Float Rate + 0.65%

0.40%

9.40%

≤ 649

≤ 80%

UCO Float Rate + 0.90%

0.00%

10.05%

>80% & ≤ 90%

UCO Float Rate + 1.00%

0.00%

10.15%

 

 

Interest Rate Linked with Repo rate.

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